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Today’s Featured Card
PREMIER Bankcard® Mastercard® Credit Card
Fill out an application and know in 60 seconds if you’re approved!
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : Fair/Poor
- Rewards : n/a
- Annual Fee : See Provider Website
- Regular APR : See Provider Website
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Top Rated Credit Cards
Revvi Card
Fast and easy application; response provided in seconds
- Rating :
- Credit Brand : Visa®
- Credit Needed : See website for Details
- Rewards : n/a
- Annual Fee : See Provider Website
- Regular APR : See Provider Website
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- Revvi active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
- Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
- Fast and easy application; response provided in seconds
- $300 credit limit (subject to available credit)
- Build your credit score with on-time payments and keeping your balance below the credit limit
- Opportunity to request credit limit increase after twelve months, fee applies
- Checking account required
- Reports monthly to all three major credit bureaus
- Manageable monthly payments
- Perfect credit not required
- Easy-to-use mobile app for management on the go!
- *See rates, fees, costs & limitations, and rewards for for complete offer and Revvi Rewards details^^
Card Details Page
Top Rated Credit Cards
Destiny Mastercard® Cashback Rewards
Earn 1.5% cashback rewards on all of your eligible purchases!
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : Poor to Good
- Rewards : Earn 1.5% cashback rewards on all of your eligible purchases
- Annual Fee : $175 the first year; $49 thereafter
- Regular APR : 35.9%
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- Get 1.5% cashback rewards for all of your eligible purchases!
- A chance to earn cashback rewards for everyday purchases
- Easy pre-qualification process which does not affect your credit score
- Quick and easy application process with a typical decision in 60 seconds or less
- All the benefits of a Mastercard, without a security deposit
- Card designs to fit your personality at no extra charge
- Get access to the credit you need, no deposit required
- Worry-free fraud protection if your card is lost or stolen
- Greater access to credit than before – $500 credit limit
- Reports to all three major credit bureaus
- Prior bankruptcy OK
Card Details Page
Top Rated Credit Cards
Indigo® Mastercard® Credit Card
Unsecured credit card, no security deposit required
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : Fair/Good
- Rewards : N/A
- Annual Fee : $0 - $99
- Regular APR : 24.9%
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- Easy pre-qualification process with fast response
- Less than perfect credit is okay
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
Other Benefits
- Easy pre-qualification process which does not affect your credit score
- Less than perfect credit histories can qualify, even with prior bankruptcy!
- Online servicing available 24/7 at no additional cost
- Pre-qualify for a card today and it will not impact your credit score
- The pre-qualification process is quick and simple so you can start your flexible spending faster
- Get the flexibility of an unsecured Mastercard, even with less than perfect credit
- An unsecured card perfect for everyday purchases
- Higher limit than before, still no security deposit required!
Card Details Page
Top Rated Credit Cards
First Digital Mastercard®
Easy and secure online application – It takes just moments to apply.
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : See website for Details*
- Rewards : n/a
- Annual Fee : $75.00 for first year. After that, $48.00 annually.
- Regular APR : 35.99%
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
- You may be eligible for a Credit Line Increase after 12 months.
- Easy and secure online application – It takes just moments to apply.
- Checking account required.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
- Receive your card more quickly with optional Expedited Processing (additional fee applies).
- Get a result in as little as 60 seconds upon completion of the online application.
- Online Customer Center available 24 x 7.
- Issued by Synovus Bank, Member: FDIC
Card Details Page
Top Rated Credit Cards
First Digital Mastercard®
Initial Credit Limit of $300 - $1,000* (subject to available credit)
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : Bad/Fair
- Rewards : N/A
- Annual Fee : See Terms*
- Regular APR : See Terms*
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
Card Details Page
Top Rated Credit Cards
Mission Lane Visa® Credit Card
Instant decision on your application
- Rating :
- Credit Brand : Visa®
- Credit Needed : Fair
- Rewards : N/A
- Annual Fee : $0-59
- Regular APR : 26.99% - 29.99% (Variable)
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- See if you qualify instantly without harming your credit score.
- Get a higher credit line if you’re in good standing after making your first 6 payments on time.
- Free, online credit score access for cardholders.
- Instant decision on your application.
- No interest on purchases when you pay in full and on time each month.
- No security deposit required – get started today!
- Enjoy coverage from Visa®.
- Access your account anytime, anywhere with our mobile app.
Card Details Page
Top Rated Credit Cards
Merrick Bank Double Your Line® Mastercard®
Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required.
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : See website for Details*
- Rewards : N/A
- Annual Fee : $0-$72
- Regular APR : 22.45% to 30.70% *Variable
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required.
- Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
- See if you are pre-approved within minutes, without affecting your credit score.
- Build or rebuild your credit. AS you pay your bill every month, we report to all three major credit reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Card Details Page
Top Rated Credit Cards
Milestone® Mastercard®
Prequalify for a card today and it will not impact your credit score
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : Fair/Good
- Rewards : N/A
- Annual Fee : $35 - $99*
- Regular APR : 24.9%
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- Don’t have perfect credit? No problem!
- Simple application process with a quick decision
- Less than perfect credit is okay, even with a prior bankruptcy!
- Prequalify for a card today and it will not impact your credit score
- Get the flexibility of an unsecured Mastercard, even with less than perfect credit
- Use nationwide wherever Mastercard is accepted
- Access your account online 24/7 at no additional cost
- Chip card technology for additional fraud protection
- Increase your access to available credit
- Bad credit history? Milestone Mastercard could be for you. With reporting to all three credit bureaus, you can get credit for all of your hard work
* Dependent on credit worthiness
Card Details Page
Top Rated Credit Cards
Zebit – Buy Now & Pay Over Time
Get up $2,500 of credit. No FICO score needed!
- Rating :
- Credit Brand : Other
- Credit Needed : Poor to Good
- Rewards : N/A
- Annual Fee : 0.00
- Regular APR : See website for Details*
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- Get a Max of $2500 in Credit to Shop Zebit!
- No Hidden Fees. No FICO® Pulled. No Gotchas!
- Buy Now and Pay Over Time for over 90,000 name brand products.
- Shop thousands of name brands including Apple, Whirlpool, Gucci, Cuisinart, Samsung, Xbox, Playstation, and more!
Card Details Page
Top Rated Credit Cards
Fortiva® Mastercard® Credit Card
With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : Fair
- Rewards : Up to a 3% Cash Back Reward
- Annual Fee : As low as $85
- Regular APR : 29.99% OR 36% (V)
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward
- Make contactless payments through Mobile Wallet
- Periodic Credit Increase Reviews
- Free access to your Vantage 3.0 score from Equifax†
Card Details Page
Top Rated Credit Cards
Net First Platinum
$750.00 Line of Credit*
- Rating :
- Credit Brand : Other
- Credit Needed : Damaged credit to Fair credit
- Rewards : N/A
- Annual Fee : See website for Details*
- Regular APR : 0.00%
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
The Net First Platinum card could be the perfect card for you.
*See Card for Details
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
- No Employment or Credit Check
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
Card Details Page
Top Rated Credit Cards
Aspire® Cash Back Reward Card
Up to $1,000 credit limit subject to credit approval
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : Fair
- Rewards : Up to a 3% Cash Back Reward
- Annual Fee : As low as $85*
- Regular APR : 29.99% OR 36% (V)
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- With the Aspire® Mastercard® Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments
- Earn a 1% cash back reward on all other purchases
- Up to $1,000 credit limit subject to credit approval
- Pre-qualify without affecting your credit score
- No deposits or program fee
- Free access to your Vantage 3.0 score from Equifax†
- Simple Secure Online Application
- Unsecured Mastercard®
Card Details Page
Top Rated Credit Cards
Surge® Platinum Mastercard®
Initial Credit Limit of $300 - $1,000* (subject to available credit)
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : Bad/Fair
- Rewards : N/A
- Annual Fee : See Terms*
- Regular APR : See Terms*
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- All credit types welcome to apply!
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Free online account access 24/7
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Checking Account Required
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
Give Your Credit a Surge It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit! How it Works The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge! Why Choose the Surge Card? If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit. Get Approved Today! It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
Card Details Page
Top Rated Credit Cards
PREMIER Bankcard® Grey Credit Card
Just complete the short application and find out in 60 seconds if you’re approved
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : Bad/Fair
- Rewards : N/A
- Annual Fee : See Provider Website
- Regular APR : See Provider Website
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- You don’t need good credit to apply.
- We help people with bad credit, every day.
- Just complete the short application and find out in 60 seconds if you’re approved.
- You can build* or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
- *Build credit by keeping your balance low and paying all your bills on time every month.
PREMIER Bankcard® is a registered trademark of PREMIER Bankcard®, LLC.
Card Details Page
Top Rated Credit Cards
Destiny Mastercard®
Less than perfect credit is okay, even with a prior bankruptcy!
- Rating :
- Credit Brand : Mastercard®
- Credit Needed : Poor to Good
- Rewards : N/A
- Annual Fee : See Terms
- Regular APR : 24.9%
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- All the benefits of a Mastercard, without a security deposit
- Keeping your account in good standing may help establish and/or improve your credit history
- Less than perfect credit is okay, even with a prior bankruptcy!
- Prequalify for a card today and it will not impact your credit score
- Reports to all three major credit bureaus
Other Benefits
- Quick and easy application process with a typical decision in 60 seconds or less
- 24/7 access to your account information, even on mobile
- Chip card technology for additional fraud protection
- Don’t have perfect credit? No problem!
- No security deposit required
- Quick and easy pre-qualification process
- Now with a $500 credit limit
Card Details Page
Top Rated Credit Cards
Petal® 1 “No Annual Fee” Visa® Credit Card
$300 - $5,000 credit limits
- Rating :
- Credit Brand : Visa®
- Credit Needed : Fair/Bad/Limited/No Credit
- Rewards : 2% - 10% cash back at select merchants
- Annual Fee : $0
- Regular APR : 22.99% - 32.49% Variable
- Udated for : Tue 22 Nov 2022
- Full Details : View Card Page
Highlights
- $0 Annual Fee
- Variable APRs range from 22.99% – 32.49%
- $300 – $5,000 credit limits
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- No credit score? No problem. If eligible, we’ll create your Cash Score instead.
- 2% – 10% cash back at select merchants
- See if you’re pre-approved within minutes without impacting your credit score.
- No annual or foreign transaction fees.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Card Details Page
Let's Stay Connected!
Credit Spotlight: Revvi Card
How to Prepare Yourself to Apply for a Credit Card
Why People With Bad Credit Pay Higher Interest Rates
Top Reasons for a Credit Card Denial
Additional Resources
Credit Spotlight: Milestone® Mastercard®
Credit Spotlight: Zebit – Buy Now & Pay Over Time
Credit Spotlight: Aspire® Cash Back Reward Card
Your FICO Score and Getting the Best Credit Card
Choose the Right Credit Card for Your Credit Score
Trusted Partner
Credit Sesame 100% Free Credit Score & Credit Monitoring
Free Credit Score & Monitoring - No Credit Card Required!
- Get your credit score for free – no credit card needed
- Free $50K identity theft insurance and ID restoration help
- Checking your credit score does not hurt your score
- Get Your Free Credit Score In Minutes And Start Earning [Cash] Rewards When It Goes Up.
- Only Credit Sesame Gives You Your Free Credit Score & Cash Rewards For Improving It.
Full Details Page
Are you ready to apply for a credit card?
In today’s day and age, it’s easier than ever to apply for a credit card. You can search through offers online, learn more about the features of each one, and apply within a matter of minutes.
While this level of convenience is sure to put a smile on your face, it can also lead to trouble. Here’s how: many consumers begin to apply for credit cards that they don’t qualify for.
Before we get into the finer details of finding a credit card you will be approved for, let’s examine two reasons why this is so important:
1. To Protect Your Credit Score
Simply put, too many credit card applications in a short period of time will drag down your credit score. Subsequently, you’re making it more difficult to secure a card in the future.
Multiple applications in a short time span can put you in a bad light with credit card issuers, as they could consider you a bigger risk than others.
2. To Save Time
Your primary goal is to find and apply for the best credit card without wasting any time. However, if you continue to apply for credit cards that are “out of your league,” it’s possible that you could waste one day after the next and never make any real progress.
Moving forward in an efficient manner starts with having a clear idea of the types of cards you’ll qualify for.
3. Focus On These Factors
Credit card issuers consider many factors when making a decision on your application. Knowledge of these factors will move you closer to offers that best suit your situation.
4. Here are three things to think about:
Credit Score – Every credit card offer has a “credit score range” attached to it. For example, there are cards for people with poor credit as well as those for good and excellent credit. If your credit score is in the 500’s, don’t apply for an offer that requires an excellent score.
Credit History – A strong credit history will improve your chance of an approval. Conversely, if you have no history or several delinquencies on your credit report, you should understand the impact (and what you can do to help your situation).
Income – Just the same as your credit score, your income has a lot to do with whether or not you’re approved. When reviewing an offer, learn more about the minimum income requirement. If you don’t make enough money, it’s time to move on.
Final Thoughts
As noted by the Official Guide to Government Information and Services, it’s important to shop around to find the card that is best for you.
When doing so, remember that it’s best to only apply for credit cards you will be approved for. This will help your credit score avoid unnecessary damage, speed up the process, and allow you feel better about your financial situation as a whole.
Financial services disclosures
Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).
Terms & Offers
Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.
Office Location
Attn: LeadDemand – 3200 E. Guasti Road, Suite 100 – Ontario, CA 91761Contact Information
Email: support@applynowcredit.comPhone: Customer Service